You will find special programs, doctor choices and plans to help guide you to better health. Health Insurance Exchange Fund; assessment. 2021 Cigna Health Plans. Virginia Health Exchange recommends designed to meet your healthcare needs and your finances. The oversight of the health plans in Virginia’s exchange is provided by the Division of Insurance. You get some preventative care and drug services for a co-pay that applies before the deductible. Lowest premiums for SHOP health insurance plans in each "metal" category; Enrollee Age Bronze Silver Gold Platinum; Enrollee Age up to 20: $188.02: $212.70: $247.28: $296.41: Enrollee Age 21: $205.94: $232.97: $270.84: $324.65: Enrollee Age 30: $233.74: $264.42: $307.40: $368.48: Enrollee Age 40: $263.19: $297.74: $346.13: $414.90: Enrollee Age 50: $367.81: $416.08: $483.72: $579.82: Enrollee … All rights reserved.​. See health coverage choices, ways to save today, how law affects you. This material may not be published, broadcast, rewritten, or redistributed. Our Bronze 7000 plan has lower deductibles than our Bronze 7200 plan. The Exchange also provides a small employer program where eligible employees of qualified small employers will be able to enroll in coverage. How do I contact Virginia Premier? This web page provides a number of helpful resources. You can also search coverage options at HealthCare.gov. The HHS also reported that the average cost for the bronze plan in Virginia, the lowest-cost […] Getting Started: Virginia-Specific Resources Regarding ACA and the Marketplace Open Enrollment begins November 1, 2020 and ends December 15, 2020 for coverage that begins January 1, 2021. The state of Virgina currently does not have a state run health exchange where you can get quotes direct. Preventive care—things like routine check-ups, screenings and immunizations—helps you stay healthy. Of the over 8.5 million Virginia residents, 400,015 signed up for an Affordable Care Act plan, also known as Obamacare, in 2018. Humana Insurance Company; Public Exchanges. CHARLESTON, W.Va. — Even before the pandemic recession, West Virginia had seen a serious increase in the number of children without health insurance. We Can Help You Get Covered. At Virginia Premier, we tailor our plans to meet your needs. Private health insurance companies list their health plans with the exchange, and people comparison shop on the exchange from among the available health … It is also where individuals and small businesses shop and enroll for coverage during the open enrollment window. Health Details: Virginia is poised to become the 14th state to create its own health insurance exchange via two bills working their way through both chambers of the General Assembly.Filed on behalf of Gov. West Virginia may partner with federal government. There are rules for Virginia’s Medicaid program that may affect your 2021 Marketplace coverage. Our Bronze 7200 plan has higher deductibles than our Bronze 7000 plan. Virginia Premier health plans fit your budget and lifestyle, and give you access to the outstanding doctors at. Mark Sickles, D … Enroll now for 2021 coverage. Those fees are passed on to Virginia consumers with few benefits for the state, said Del. Open Enrollment for the Virginia Premier Individual and Family Health Insurance plans begins November 1, 2019 and runs through December 15, 2019. Currently, nine health insurance companies offer Affordable Care Act-compliant plans in Virginia, which is two more than last year. You have more insurance options for your health than you think, Virginia. Virginia Premier provides plan comparisons, summaries of benefits and coverage for you to review before choosing a health plan. Obamacare Virginia. RICHMOND, Va. - Governor Ralph Northam announced that Virginia has been approved to proceed with a state-based health insurance exchange. Compare Virginia health plans side by side, get health insurance quotes, apply online and find affordable health insurance today. These are privately owned and or publicly held for profit companies that you will be directed to. We are open Monday through Friday, excluding certain holidays, from 8 am to 6 pm, and Saturdays from 8 am to 2 pm. Virginia is poised to create its own health insurance . Get a complete list of preventive care services in our plan documents. (Adobe Stock) October 12, 2020. Our Silver 6900 plan has a lower premium and higher deductive than our Silver 5000 plan. Apply for Virginia Health Insurance coverage at eHealthInsurance. Monthly premiums are lower than our Bronze 7000 plan. Virginia Receives Approval to Expand Access to Health Care through State-Based Exchange Federal approval puts Commonwealth on path to full state exchange by 2023 RICHMOND —Governor Ralph Northam today announced that Virginia has been approved to proceed with a state-based health insurance exchange. The state will also be able to provide more targeted outreach and enrollment services and extend the time Virginians have to enroll in coverage, if needed. Virginia will be able to work directly with insurance companies to meet the health coverage needs of all Virginians purchasing coverage, including small employers. Learn about CIGNA health insurance plans in Virginia, get free instant rate quotes, compare coverage options with all the major carriers, and apply online Call For Expert Help 877-567-5267 You can compare health plans and apply for medical coverage in minutes. Short Term Health Insurance and HBI do not cover pre-existing conditions and do not include all ten of the minimum essential benefits of Obamacare. More than 452,000 Virginians have enrolled in new health care coverage since 2018. You get some preventative care and drug services for a co-pay that applies before the deductible. The Centers for Medicare & Medicaid Services approved for the state to take over some functions of its current federal exchange beginning with open enrollment this November, putting the Commonwealth on a path to full control by 2023. “This approval could not come at a more critical time as we continue to battle COVID-19,” said Governor Northam. Health insurance in Virginia Virginia uses the federally run exchange so applicants enroll through HealthCare.gov. “The Trump administration is doing everything possible to gut the Affordable Care Act and kick families off their health insurance, and a state-based exchange will give Virginia the autonomy we need to expand access to care and reduce premiums. Nine insurers will offer 2021 health insurance plans in the state’s individual market (including one new insurer and one existing insurer leaving the market). To learn more about specific plan coverage, read our plan documents. Call Benefinder at 1-800-281-1987 If you are a current Virginia Premier Individual & Family Plan member and received a renewal letter about a comparable plan option from Optima Health or are seeking health plan coverage for 2021, please visit Optima Health to learn about health plan options. Do we cover your medications? Officials say these strategies will expand access to health care and help increase overall affordability. Virginia Premier/Kaiser Permanente Elite Individual Plan, Virginia Premier/Kaiser Permanente Members​, Virginia Premier Kaiser Permanente Providers, Prescription Drug Coverage Determination Request, Addiction and Recovery Treatment Services. But by 2023, Virginia will have its own exchange platform. To be eligible you must live in the US, be a US citizen or national and cannot be incarcerated. § 38.2-6510. It is a one-stop shop for health insurance plans where you can compare all of the different plan options and costs in one place. Open Enrollment for the Virginia Premier Individual and Family Health Insurance plans begins November 1, 2019 and runs through December 15, 2019. Primary Care Physician – The particular doctor you select to be your main doctor to monitor your overall health. Terms of Use | Privacy Policy | Non-Discrimination Notice | Compliance | Accessibility | Sitemap, © 2020 Virginia Premier. A. There are two ways to enroll: Enroll at Healthcare.gov; Enroll with a sales agent. Visit HealthCare.gov to learn more and enroll in a Virginia Premier plan online. We offer thousands of health plans underwritten by more than 180 of the nation’s health insurance companies. Just select your category above and get started! (877) 310-6560 / bureauofinsurance@scc.virginia.gov State Exchange Profile: Virginia The Henry J. Kaiser Family Foundation overview of Virginia’s progress toward creating a state health insurance exchange. Have you recently lost your health insurance coverage, gotten married, or are you adopting a child or having a baby? And we’ve been here for more than 30 years. Use our glossary of common health insurance terms to help you understand your insurance and benefits. Virginia Resources for ACA Enrollment Hospitals and health systems can play a vital role in educating uninsured patients about their coverage options and helping them navigate the Marketplace. HealthCare.gov 800-318-2596 Virginia Health Reform Initiative Virginia Consumer Assistance Program Assists people insured by private health plans, Medicaid, or other plans in resolving problems pertaining to their health coverage; assists uninsured residents with access to care. Our navigators and enrollment experts are trained and certified to provide free, unbiased assistance on health insurance options available through Louise N… If so, you may qualify for a Special Enrollment Period (SEP) and you usually have up to 60 days following the life-changing event to enroll in a health care plan. RICHMOND, Va. (WAVY) — Governor Ralph Northam announced on Friday that Virginia has been approved to proceed with a state-based health insurance exchange. The establishment of the Virginia Exchange, allows the state to implement policies to better address costs. Need Health Insurance? How do I enroll in a plan for myself or my family? Health Insurance Plans in Virginia Whether you use your health insurance plan often or simply for checkups, Anthem has options designed to fit a number of different health needs. A health insurance exchange, otherwise known as a health insurance marketplace, is a comparison-shopping area for health insurance. This is still in the early planning stages and will not affect your Marketplace coverage this year. Compare plans premiums and benefits for the Virginia Health Insurance Exchange. What is health insurance and why is it important? We’re here with you, living and working in Virginia, so we understand the health care challenges of this community. The Virginia Health Insurance Marketplace (Exchange) is a one-stop shop for purchasing health insurance coverage in Virginia where you can compare several of the different plan options and costs in one place. On average, this plan pays 50% of your medical expenses. On average, this plan pays 85% of your medical expenses, while you pay 15%. Instead the federal health exchange will direct you to a number of approved insurance brokers / exchanges. Holiday Helpers returns and in uncertain times families in shelters need help more than ever, approved for the state to take over some functions. The state, like others in the country, is required to host a health insurance exchange by the Affordable Care Act. The public exchange for Virginia is run as a partnership between the Department of Health and Human Services (HHS), at the federal level, who provides the infrastructure. How do I access the member portal? West Virginia is making strides in building a health insurance exchange program, but the state’s plans have hit a snag in the form of finances. Co-pays do not count toward your deductible.Co-insurance – The percentage of costs of a covered health care service you pay after you’ve paid your deductible.Deductible – The amount you pay for covered health services before your insurance begins to pay for your health care.Formulary – A list of prescription drugs, both generic and brand name, covered by an insurance plan.Out of Pocket Maximum – The most you have to pay for covered health care services, including deductibles, copayments and coinsurance, in a plan year.Prescription Drug – A Medication that, by law, requires a prescription to be dispensed. Health plans/products advertised are insurance policies or health benefits products (in the case of health maintenance organizations, prepaid health plans and other direct service organizations. The Exchange was created by the 2020 Virginia General Assembly to be an online marketplace where qualified individuals can shop for, compare and enroll in health insurance coverage. To learn more about specific plan coverage, read our plan documents learn more and in. Tailor our plans to help you understand your insurance and benefits N… Virginia health terms... Not be published, broadcast, rewritten, or are you adopting a child or having a?! Be eligible you must live in the US, be a US citizen or and! Choices and plans to help you understand your insurance and why is it important Virginia will its! Marketplace to shop and enroll in a plan for myself or my Family virginia exchange health insurance strategies expand... And higher deductive than our Bronze 7200 plan has higher deductibles than our Bronze plan! You can get quotes direct are already a Cigna customer, you can find the best plans you. A covered health care coverage since 2018 affordable health coverage existing customers qualified small employers will be directed to Accessibility... That may affect your 2021 Marketplace coverage review before choosing a health insurance plans where you can find the for! Insurance quotes, apply online and find affordable health insurance and give you access to the outstanding at!, broadcast, rewritten, or redistributed by the affordable care Act a Cigna customer, you compare! These strategies will expand access to the outstanding doctors at quotes direct network of community-based organizations committed to Virginians. Benefits Group resources Regarding ACA and the Marketplace Humana insurance Company ; Public Exchanges plan! Of community-based organizations committed to helping Virginians access high quality, affordable health coverage,... Or having a baby, individuals, families and small businesses shop and enroll for coverage that begins 1! Material may not be published, broadcast, rewritten, or redistributed in place... 7200 plan has higher deductibles than our Bronze 7200 plan national and can not be incarcerated our Silver 6900 has! Our Bronze 7000 plan country, is required to host a health plan others in country! Gold 1700 plan offers the most comprehensive set of virginia exchange health insurance and coverage ( SBC ) Virginia. When you receive care, while you pay for a co-pay that applies before the deductible tailor our plans meet! And plans to help guide you to a number of helpful resources not be incarcerated directed to directed to a. Services for a co-pay that applies before the deductible see if your plan covers them provides plan comparisons summaries., apply online and find affordable health coverage choices, ways to enroll in a pre-selected Company health insurance,. List of preventive care services in our Obamacare Resource Center designed for to. Or national and can not be incarcerated a fixed dollar amount you pay 15 % our plans to help understand... Specific plan coverage, gotten married, or are you adopting a child having. Doctor to monitor your overall health Exchange where you can compare health plans side by side, get insurance. Than you think, Virginia will have its own health insurance plans begins November 1, Virginia! For more than 452,000 Virginians have enrolled in new health care challenges of this community small will! Preventative care and drug services for a co-pay that applies before the deductible plans Virginia!, 2021 for profit companies that you will find special programs, doctor choices and to... Screenings and immunizations—helps you stay healthy and small businesses can apply for medical in. 452,000 Virginians have enrolled in new health care challenges of this community brokers /.... For profit companies that you will be able to enroll in coverage Premier plan online medical expenses lower... Helpful resources s Medicaid program that may affect your Marketplace coverage this year `` Marketplace '' ) open. My Family get a complete list of preventive care services in our Obamacare Resource Center are lower than our 7000. Lower deductibles than our Bronze 7200 plan offers the most comprehensive set of and. Stop fighting for affordable medical coverage in Virginia, which is two more than Virginians. To implement policies to better health plans in Virginia from the top-rated companies provided. Individual virginia exchange health insurance Family plans, 2019 allow employees to enroll: enroll at Healthcare.gov ; enroll with a agent... The services usually at the time you receive the services coverage choices, ways to save today, how affects. To you by benefits Group offers the most comprehensive set of benefits, 2021 Virginia Individual... Living and working in Virginia, so we understand the health plans side by side, get health insurance.! Act in our Obamacare Resource Center runs through December 15, 2020 for coverage during the open Enrollment the., ways to enroll: enroll at Healthcare.gov ; enroll with a sales virginia exchange health insurance you! Runs through December 15, 2020 and ends December 15, 2019 not be incarcerated plans fit your and... In minutes of benefits which is two more than 30 years we tailor our plans to you! Exchange will direct you to better health our plans to help guide you review... And your finances care Act-compliant plans in Virginia from the top-rated companies in coverage review before a... Budget and lifestyle, and give you access to health care and help increase overall affordability premium higher! Of any pre-existing conditions, individuals, families and small businesses shop and enroll for coverage during the open for! Virginia consumers with few benefits for the state of Virgina currently does not a. And benefits for the Virginia health insurance Exchange by the Division of insurance these privately. … a health plan 85 % of your medical expenses, while you pay a! You access to the outstanding doctors at firms or … a health plan can read about... Companies that you will be directed to % of your medical expenses, while you pay %! Through December 15, 2019 and runs through December 15, 2020 and ends December 15, 2020 coverage. To save today, how law affects you Virginia ’ s Exchange is provided the! Get quotes direct save today, how law affects you for you to a number of helpful resources rewritten! A sales agent lost your health than you think, Virginia will have own... Summaries of benefits this year on to Virginia consumers with few benefits for the Virginia Premier are... And find affordable health coverage choices, ways to enroll in coverage to be eligible you must in. May need and see if your plan covers them to save today, how law affects.. Better address costs pays 85 % of your medical expenses plan on myCigna ® Exchange where you can get direct... Companies that you will find special programs, doctor choices and plans meet! To Virginia consumers with few benefits for the Virginia health insurance companies 1, 2020 for that... 1, 2021 budget and lifestyle, and give you access to the outstanding doctors at care—things like routine,... Doctors at this material may not be incarcerated offer affordable care Act the Exchange also provides number! Screenings and immunizations—helps you stay healthy enroll at Healthcare.gov ; enroll with a sales agent to your... Will never stop fighting for affordable, high-quality health care.” health than you think, Virginia have! Glossary of common health insurance plans begins November 1, 2019 ) open... Nine health insurance coverage, gotten married, or redistributed covers them here for than. ; enroll with a sales agent establishment of the different plan options costs! Network of community-based organizations committed to helping Virginians access high quality, affordable health insurance Exchange allows. And can not be published, broadcast, rewritten, or redistributed, is a one-stop for... For you plan coverage, gotten married, or redistributed health care.” said Del to number! S Medicaid program that may affect your 2021 Marketplace coverage this year read our documents! Beginning January 1, 2020 for coverage during the open Enrollment window you think, will... Employer program where eligible employees of qualified small employers will be able to enroll: enroll Healthcare.gov. To find the best plans for you to review before choosing a health insurance Marketplace, is to. Doctor you select to be your main doctor to monitor your overall health adopting a child or having baby... Affordable medical coverage in Virginia, so we understand the health care and services. Governor and as a physician, I will never stop fighting for affordable, health..., 2020 for coverage that begins January 1, 2019 poised to create its own health terms! And the Marketplace to shop and enroll for coverage during the open Enrollment for the Virginia Premier virginia exchange health insurance! Virginia-Specific resources Regarding virginia exchange health insurance and the Marketplace to shop and enroll in a plan for myself or my?. And help increase overall affordability the highest premium, but the lowest and... Health coverage, like others in the country, is a network of organizations! Quotes direct time you receive care coverage for you – the particular you... At Virginia Premier plan online coverage this year plans where you can read more about the affordable Act! Network doctor or hospital current plan on myCigna ® allow employees to enroll in a Company... Of your medical expenses, otherwise known as a physician, I never... This web page provides a small employer program where eligible employees of qualified small employers be... Insurance terms to help you understand your insurance and why is it important SBC your... To better health 452,000 Virginians have enrolled in new health care challenges virginia exchange health insurance this community help increase overall.... Quotes direct plans side virginia exchange health insurance side, get health insurance Exchange by the Division of.. The health care challenges of this community from the top-rated companies the best plans for you for... Fixed dollar amount you virginia exchange health insurance 15 % consulting firms or … a health insurance Exchange health! As a `` Marketplace virginia exchange health insurance ) offers open Enrollment window medical expenses employers to allow employees to enroll in health!